Hire Purchase Investigations – Buying a Used Vehicle? Then Order a Automotive Record HPI Assessment Certificate.

As well as each of the cosmetic, sound and engine checks you will make on a vehicle you’re enthusiastic about buying, you can also be aware that you require an HPI check. There are a number of operators which provide equivalent services to HPI, for example the RAC Car Passport, the UK’s most comprehensive vehicle check. You can utilize our HPI Check comparison table to learn more about how precisely these services stack up against the other.

But precisely what is an HPI check? Essentially, it’s a unique service offered by the car history that pulls on information in the police, DVLA and leading industry bodies to share with you reasons for a car that perhaps the seller doesn’t know, or perhaps doesn’t would like you to learn.

According to Experian, 88% of used vehicles on sale in 2012 experienced a hidden history that severely lowered their value and potentially made them a danger on your way. For satisfaction when choosing used cars, the RAC Car Passport is our car data check service, giving you vital information and history around the vehicle you’ve got your eye on. Here’s our help guide why these checks are so important.

Nearly 25% of vehicles that undergo an HPI check have outstanding finance. So that you wouldn’t become the legal owner of the vehicle (the finance company would be), however you could always be liable for the debt. The finance company would have the ability to repossess the auto, allowing you from pocket and with out a car.

Every day, nearly 30 cars are identified as stolen and put into law enforcement National Computer. Should your vehicle is one of them, the cops have every ability to seize it.

4% of vehicles that undergo an HPI check have been written off due to damage or theft. These vehicles could have been repaired, but you must see proof they were repaired reliably and therefore are now safe to drive.

In the event the V5 document accompanying a car is an element of your stolen batch, you can’t trust the legitimacy in the vehicle.

A vehicle check will confirm with all the DVLA the make, model, door plan, vehicle’s current colour & prior colour, transmission and engine size, along with how frequently it provides changed hands. You have to be sure that the latter specifically matches the seller’s story.

20% of cars which may have experienced a vehicle check have experienced at least one plate change. Usually there exists nothing to think about, but a big change of plates can be used to hide a car’s past, so it’s worth asking them questions about it.

An auto check will tell you whether or not the VRM and VIN match DVLA records. Once they don’t, there might be a number of troubles with your vehicle.

There are certain things that the HPI check doesn’t disclose. Some examples are info on current or previous owners, but this wouldn’t reveal much about a vehicle’s safety and legitimacy anyway. The checks also won’t share with you every accident a car or truck has been in or its service history, so these is going to be points to take up when you observe the car.